Does Walmart Offer Car Insurance?

Car insurance is a necessity for drivers, but it can also be a significant expense. With high premiums and deductibles, finding an affordable policy is key. This leads many drivers to wonder – does Walmart offer car insurance?

What Types of Car Insurance Can You Get at Walmart?

Walmart does not directly sell car insurance policies. However, through the Walmart Insurance Services program, they partner with insurance companies to offer policies to Walmart customers. The types of car insurance available through Walmart include:

Liability Car Insurance

Liability car insurance provides coverage if you cause an accident that results in injury or property damage. It meets state minimum requirements and helps protect your assets if you’re sued. Walmart offers liability coverage starting at just $30 per month.

Full Coverage Car Insurance

For more protection, Walmart offers full coverage car insurance. This includes liability along with comprehensive and collision coverage. Comprehensive covers damage from theft, vandalism, weather, fire, and more. Collision covers damage to your vehicle from an accident.

Add-Ons and Extra Coverage Options

In addition to the basics, Walmart car insurance offers many add-ons and extra coverage options. These include roadside assistance, rental reimbursement, rideshare coverage, and accident forgiveness. This allows drivers to customize policies to fit their needs.

How Walmart Car Insurance Costs Compare to Other Providers

One major advantage of using Walmart for car insurance is competitive pricing. Walmart partnered with insurance providers to offer exclusive rates to Walmart customers. This makes their premiums cheaper than policies from standard insurance companies.

Specific costs depend on your location, driving history, type of vehicle, and more. On average, Walmart car insurance costs anywhere from 5-15% less than competitors for the same coverage. For many drivers, this discount makes Walmart the most budget-friendly option.

The Pros and Cons of Getting Auto Insurance from Walmart

Walmart car insurance has several benefits:


  • Low rates and discounts exclusive to Walmart customers
  • Access to top national insurance providers
  • Quote comparison tool to find the best rate
  • Policies available in all states except Massachusetts
  • Simple claims process with 24/7 support

However, there are also some potential drawbacks:


  • Limited selection compared to insurance agents
  • Must purchase policy online, no in-person agents
  • Less flexibility to make policy changes
  • Mixed customer service reviews

Overall, Walmart car insurance offers affordable rates for basic liability and full coverage policies. Just be sure to shop around and compare quotes from other insurers as well. This ensures you’re getting the best deal.

Is Walmart Car Insurance Right for You?

Walmart’s car insurance policies appeal to shoppers looking for the lowest rates. If budget-friendly premiums are your priority, their discounted pricing makes them worth considering.

Drivers wanting maximum flexibility and policy options may prefer an insurance agent. But Walmart car insurance provides a solid starting point for comparing rates.

The best way to decide if Walmart’s policies are right for you is to get a free quote online. Enter your basic info and compare personalized premiums against other providers. Consider coverage amounts, deductibles and added protections to find the best walmart car insurance fit.

How to Get Started with Walmart Car Insurance

If you’re ready to enjoy exclusive low rates, here’s how to get a Walmart car insurance policy:

  1. Go to the Walmart Insurance website and enter your zip code.
  2. Fill out the quote form with driver and vehicle details.
  3. Compare personalized quotes from multiple top insurers.
  4. Choose the best walmart car insurance rate and coverage.
  5. Complete the application process online.
  6. Provide proof of insurance documents if required by your state.
  7. Pay your premium to activate coverage.

Shopping Walmart Insurance for auto policies is fast and simple. And customers enjoy savings of hundreds per year on average. If affordable rates are your top priority, be sure to get a Walmart car insurance quote.

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